Save. Invest. Grow.

Build and grow your finances with Firmus Monie, your reliable financial partner

by Firmus Micro Finance Bank.

You've got questions?

We've got answers...

What is Firmus Monie?

Firmus Monie is a lending app designed with the intention of making the lending process easy. The application grants you easy access to loans with just a few clicks.

How do I get started?

Our app is easily accessible on Google Store and App Store for download and you can get started in just a few minutes and most importantly, it is completely free.

Is Firmus Monie registered?

Yes, Firmus Monie is a product of Firmus Retail Services Limited (RC 1584765) who is a member of Firmus Group Limited.

How do I apply for a loan on Firmus Monie?

Applying for a loan is a very simple process on Firmus Monie. Once you are logged into the app, navigate to the Loan section and fill in your personal and employment details for a loan request.

How much can I borrow on Firmus Monie?

For your first loan request, you can borrow as much as N10,000. Your loan eligibility increases as we get to know you better.

More FAQs

How it Works



Download Firmus Monie either on Play Store or App Store and sign up easily. You can also sign up on the web app!


Submit a valid identification document


Apply for a loan on your dashboard and fill out the necessary fields. If eligible, accept your loan offer and have your loan amount credited within 3-5 minutes


Our system is algorithm-driven and this drives our loan decisioning process



Save your funds towards rainy days and earn cool interests with Firmus Monie


All you need to do is submit a valid Means of identification and a documentary Evidence of Address/Address Verification Form


Enjoy unlimited access to deposit and withdrawal!

What are you waiting for?
Get started today